Gemex Advisory,
Your one stop shop for all your Business financing needs

Who We Serve

SMEs Incorporated in Singapore

Empowering local businesses with tailored financial solutions.

Busy Business Owners

Providing seamless financing so you can focus on running your business.

Owners Seeking Maximum Financing

Helping you unlock more capital, even if you think you’ve reached your limit.

Our Ironclad Promise

Free Consultation

We will discover your needs and provide value with no obligations.

Maximum Value

Benefit from our insights, honed through extensive experience serving a diverse clientele, even if you choose not to engage us

Mutual Respect

Treat us well, and we will reciprocate with exceptional service

Our Services

Working Capital Loan

EnterpriseSG-supported financing, capped at $500,000 per company, offering a wide variety of schemes with the highest approval rates.

Business Term Loan

Provided directly by banks as in-house financing, available when working capital loan limits have reached the maximum allowable exposure.

No Bank Statement Loan

Hassle-free loan, accessing up to $230,000 without the need to submit any bank statements.

Working Capital Loan

Commercial Property Loan

Trade Line

AP Financing
Finance your suppliers with a credit line with terms of up to 180 days

Trade Line

AR Financing/ Invoice Financing/ Factoring
Turn your invoices into immediate cashflow

Equity Term Loan

Extract cash from your private residential or commercial property to finance your next purchase or solve your cashflow needs at property interest rates.

Personal Loan

Fast cash at lowest interest rates

Residential Property Loan

Financing options for residential properties tailored to your needs.

Floor Stock
(Auto Dealers only)

Specialized financing for the import or purchasing of vehicles from suppliers

Block Discounting
(Auto Dealers only)

Specialized financing from the bank to auto dealers to extend corresponding financing to their customers

Overdraft

Access additional funds to cover short-term cash flow gaps.

Why People Choose Us

(Again and Again)​

Tailored Solutions for Every Client

Every client is unique with different needs and challenges. Leveraging our extensive experience and network of funders, we provide customized solutions tailored to your specific circumstances, ensuring we can address your challenges effectively.

Access to Experienced Bankers

We exclusively engage experienced bankers, which can make the difference between approval and rejection. Our access to seasoned professionals is due to the high volume of cases we handle monthly, providing us with negotiation power and preferential rates that are not available to the public.

Commitment to Exceptional Service

We are committed to delivering exceptional service, going above and beyond to assist you, contingent upon mutual respect, which has led to numerous referrals from satisfied clients. Our top-tier clients can expect to obtain value added services such as cross referrals and leveraging of our extensive network for opportunities.

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“As an F&B owner, scaling our business often involves opening more outlets. Despite the challenges posed by our company’s structure and the complexity of managing various entities, we were able to move forward with our plans to grow. This success was largely due to the expertise and support of Gemex Advisory.
 
The consultants at Gemex Advisory are competent and experts at what they do. Highly recommended!
 
“作为一家餐饮业主,扩展业务通常意味着开设更多的分店。尽管公司的结构复杂,管理各实体存在一定挑战,我们仍然能够顺利推进我们的增长计划。这一成功很大程度上归功于Gemex Advisory的专业支持。
 
Gemex Advisory的顾问非常称职,是各自领域的专家。强烈推荐”

Vincen C. 
– Overscoop Chain of Outlets

Partner Banks Appreciation

Maybank Mid Autumn 2024
The Maybank Mid Autumn Token of Appreciation is given to Gemex Advisory for their significant contribution to the success of the Maybank X ASME (Association of Small & Medium Enterprises) Campaign 2024

Maybank CNY 2025
Maybank Tokens of Appreciation are given to top consultancies with the highest contributions

Some Examples of the Many Loan Approvals of Our Clients
It could be you too...

Testimonials From Our Clients

They managed all bank communication, freeing me to focus on my business.

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Rani Tan

21. Verified

A team of knowledgeable consultants who made the loan process smooth and fast.

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Zhi Wei

21. Verified

Gemex Advisory’s experience and dedication made financing easy. I highly recommend them to any business owner.

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Aisyah Rahim

21. Verified

The team at Gemex Advisory took care of every step, securing favorable rates and making the loan process simple.

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Grace Foo

21. Verified